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By Catholic Online (NEWS CONSORTIUM)

11/21/2013 (1 year ago)

Catholic Online (

Most Americans are still ambivelant about Obamacare because they think it doesn't affect their employer-provided plans.

Many employed Americans are comfortable in their employer-provided plans, relieved they will not be impacted by Obamacare. What some of those lucky souls don't realize is that their bosses are agonizing over what to do with them. A report now predicts as many as half of all who are currently covered by employer-provided insurance will be due for a shock late next year.

Don't be so comfortable. your benefits package is about to get thinner.

Don't be so comfortable. your benefits package is about to get thinner.


By Catholic Online (NEWS CONSORTIUM)

Catholic Online (

11/21/2013 (1 year ago)

Published in Politics & Policy

Keywords: Obamacare, surprise, employer, plans, costs, dropped, exchanges, loss, coverage, expense, economy

LOS ANGELES, CA (Catholic Online) - Thank goodness you're not one of those poor victims of Obamacare, struggling with the individual exchange to get your insurance. Lucky you, you have insurance provided through your job and it's not going anywhere.

Or so you think.

According to conservative think-tank, the American Enterprise Institute, the administration thinks as many as two-thirds of small businesses will be cancelling plans and about 100 million small and large business policies will be cancelled next year.

That's another third of the American population. By the end of 2014, the majority of Americans could see their health insurance scrapped thanks to Obamacare.

Another wave of cancellations is predicted in October, 2014, just before the mid-term elections. Expect Republicans to capitalize on this as they set their sights on Congress and the White House.

Employers are required to comply with Obamacare by 2015. That means cancellation notices must start going out in October 2014.

Many companies will be asked to pay significantly more to provide their employees with insurance. So much more that the penalties for non-compliance may be much more attractive. This means employees will be dumped, en masse, into the Obamacare exchanges, expected to buy their own insurance on their own dime.

This means that families struggling with bills now will have a lean Christmas next year as their employers unceremoniously dumps them into the private market.

For a middle-aged individual, the cost is about $300 to $400 per month. Few people have that kind of disposable income. Even with taxpayer-funded subsidies, the costs will rage into the low hundreds for an individual. For a family, the costs will skyrocket and be the equivalent of a new mortgage.

If you don't then comply with the Obamacare individual mandate, you will pay a penalty tax and still have no insurance.

A few companies may pass some of their future savings along to workers in the form of extra money to help defray the expenses, but in the end, it's a significant new bill for families.

This will reflect powerfully in many ways. Christmas shopping will be scaled back, discretionary spending and the purchase of big ticket items will be reduced. Woe to those whose rent or mortgage payment increases, or the family that needs a new car.

The impact of 100 million people hitting the private market could be even worse than the current debacle which presently just affects a tiny minority of Americans, according to the Obama administration. Let's just wait a year, when the taxpaying, voting majority of Americans discover they can't afford tax-and-spend liberal politicians like Obama anymore.

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